Why Us
About Us
Commitment to Value
Our actions are driven by trust, reliability, empathy, prudence, and innovation. We are committed to contributing positively to the quality of our clients’ lives, and their financial future. With respect and confidentiality, we will give priority to your goals and concerns and work exclusively for your benefit.
Our
PROCESS
Money means something different to each of us.
Whether you see it as a way to enjoy life, protect yourself from pain, or take care of the ones you love, the way you feel about money affects the financial decisions you make every day. When you understand what your money means to you, you can make clear, smart choices about your financial life. Our process helps you make financial decisions with confidence that are always relevant to your current circumstances and expectations.
The Financial Guardian 4D Process
My Financial Planning process begins with understanding you – your unique lifestyle, your needs and your goals. With careful consideration, investment planning and a customized portfolio design, we can offer you the flexibility to select from diverse core and complementary investment strategies.
We will work together through four distinct phases:
DISCOVER
We develop a full understanding of where you are today and draw a map of where you would like to be in the future.
DIAGNOSE
My team and I weigh your goals and objectives and create customized solutions to help you find the right fit for your lifestyle.
DEVELOP
We meet with you to review our recommendations and help ensure that you are comfortable with the approach and implementation.
DELIVER
We will monitor and review the implemented customized solutions against the agreed upon goals and objectives. We then customize the frequency of contact to suit your preferences.
The Financial Guardian Investment Process
I adhere to the K.I.S.S. approach of managing money (Keep It Simple Stupid) – adding value by either boosting your returns or protecting your capital from mistakes. I spend countless hours tracking all my recommendations daily, bench-marking them to peers, attending seminars, meeting company representatives, listening to conference calls/ podcasts, reading industry magazines / online articles and analyzing emails in order to keep current on issues that may impact my clients.
*If warranted I will call, email, mail or meet my clients and make appropriate changes.
What I Look For When I Buy:
- Prefer dividend paying / yield investments
- Good risk/reward
What I Look For When I Sell:
- 1 year or more of unexplainable under performance
- Company / Portfolio manager change
“We appreciate your attention to our accounts and the personal touch you add as well.”
“Thank you, Paul, for your concern, help and the advice you have given us.”
“Dear Paul, let me begin by thanking you for your kindness, concern and generosity in this matter…”
“Paul, you have helped my wife and I plan through our lives together. From paying off our school debt, to buying our first home, and now developing financial long-term support for our new daughter. Thanks for your ongoing support, every step of the way.”
"Thank you Paul for moving things around. I can honestly say that my mom and I trust you in managing the accounts efficiently..."
“ Thank you Paul for all your work and guidance during this process and the time you have spent with me explaining things.”